Plan a Strict Budget
Easy availability of credit may often tempt you to spend more
than what you can actually afford. Such reckless spending may result in
troubles with your financial planning which is not a healthy trend. You must
plan a strict budget and stick to it at any costs. One of the best ways to
track your expenses online or offline is to register your contact number with
your credit card account. Every time you use your card, you will get alerts
over your handset, with the details of your expenses and the balance in your
card.